Central Florida Real Estate.
Done Differently.
CertainlySold is an independent Florida brokerage serving buyers, sellers, luxury clients, and REO asset managers — with in-house mortgage through Smart-N-Loans and a licensed broker who actually picks up the phone.
What Brings You Here Today?
Pick one — we'll take it from there.
Full-Service Real Estate for Every Transaction
From first-time buyers to luxury sellers to bank asset managers — CertainlySold has the experience and systems to handle it.
Sell Your Home
Professional marketing, MLS listing, expert negotiation, and closing coordination from a licensed Florida broker.
Learn More →Buy a Home
Full MLS access, local expertise across Lake Mary, Heathrow, Longwood, Oviedo, Sanford, and all of Seminole County.
Start Searching →Join the Brokerage
85/15 split, $13,000 cap then 100%. $199/month. Full GHL built before day one. Ray's cell on your contract.
View Agent Plan →REO & Asset Management
BPOs, property inspections, preservation, and disposition management for AMCs and institutional clients.
Learn More →Mortgage Services
In-house lending through Smart-N-Loans. Conventional, FHA, VA, and reverse mortgage for buyers and homeowners.
Visit Smart-N-Loans →Talk to Us Directly
No 800 numbers. No corporate layers. Call or text Ray and Kelly directly — real answers from a licensed Florida broker.
(407) 544-4704 →
An Independent Brokerage Built on Experience
CertainlySold is owned and operated by Ray and Kelly Nadeau — a licensed Florida broker and mortgage originator team with 25+ years in residential sales, REO, property management, and digital marketing.
We're not a franchise. We're not a national brand. We're an independent Florida brokerage built to serve Central Florida buyers, sellers, and agents better than the traditional model does.
Ray Nadeau
Licensed Florida Broker BK3344407 · NMLS #102761725+ years in real estate, REO, property preservation, and digital marketing. Massachusetts field operations 2008–2014. Now serving Central Florida as an independent broker.
Kelly Nadeau
Majority Owner · NMLS #1027618 · Women-OwnedOperations, content, and client communications across the Maker Solutions ecosystem. Kelly's 95% ownership makes CertainlySold a women-owned brokerage — WBENC certification in process.
Serving Central Florida's Premier Communities
From guard-gated estates in Heathrow to waterfront homes along the St. Johns River — CertainlySold provides white-glove service and professional marketing for luxury and high-value properties across Seminole County.
Luxury sellers deserve more than a yard sign and an MLS entry. We bring professional photography, targeted digital marketing, and a licensed broker's expertise to every premium listing.
Discuss Your Property →
Get There First —
Before It Hits Zillow
Direct MLS access, instant alerts, in-house mortgage guidance, and a team ready to move when you are.
- ✓ Full MLS access — every active listing
- ✓ Instant alerts before Zillow and Realtor.com
- ✓ In-house mortgage pre-approval via Smart-N-Loans
- ✓ Expert offer strategy and negotiation
- ✓ Relocation buyers welcome
Sold — Not Just Listed
Professional photography, targeted digital marketing, and a pricing strategy that creates competition — not just interest.
- ✓ Free professional home valuation
- ✓ HDR photography and video tours
- ✓ MLS, Zillow, Realtor.com and full syndication
- ✓ Social video via FL Homes Magazine
- ✓ Full-service from listing to closing
25+ Years of Institutional Real Estate Experience
Ray Nadeau brings institutional-grade REO capabilities to every asset — BPOs, property inspections, preservation coordination, and disposition management for bank-owned properties across Seminole, Orange, Lake, and Volusia counties. Actively registering with VRM, FAS Inc, 24 Asset Management, Fannie Mae, Freddie Mac, and HUD.
View REO Capabilities →Ready to Make Your Move?
Whether you're buying, selling, or just running numbers — Ray and Kelly give you straight answers with no pressure.
Send Us a Message
Fill out the form and Ray or Kelly will respond within one business day.
The Right Home — or the Right Buyer — Is Out There Right Now
Start with a conversation. Ray and Kelly will take it from there.
Search All Central Florida Homes → (407) 544-4704Part of the Central Florida network: CertainlySold · FL Homes Magazine · Smart-N-Loans.com · ElderPlacement.agency · Agency AI Lab