Updated July 2026

Selling Your Florida Home: Agent vs. iBuyer vs. FSBO

Three ways to sell, three very different outcomes. Here's what the 2026 data actually shows about what sellers walk away with.

Short answer: National Association of Realtors data shows agent-assisted sellers typically net more than FSBO sellers even after commission — the median FSBO sale price runs about $55,000 below agent-assisted sales. iBuyers offer speed and certainty but charge a service fee of roughly 5% and price for a fast, predictable close, not top dollar. The right choice depends on whether your priority is maximum proceeds, speed, or doing it entirely yourself.

Agent vs. iBuyer vs. FSBO in Florida in 2026: A full-service agent usually brings the highest sale price through MLS exposure and negotiation. An iBuyer offers speed and convenience but typically buys below market after fees. Selling FSBO saves a listing commission but puts pricing, marketing, and paperwork on you. Compare your likely net, not just fees. Ray and Kelly Nadeau of Certainly Sold can run the numbers. Call (407) 544-4704.

By Ray Nadeau · Licensed Florida Broker BK3344407 | Kelly Nadeau · Licensed Florida Broker BK3344334 · Certainly Sold · Last updated: October 22, 2026

Side-by-Side Comparison

Full-Service AgentiBuyer / Cash OfferFSBO
Typical outcomeHighest net proceeds on averageFast, certain close at a discountLower median sale price
Time to close30–60 days typical7–14 days typicalVaries widely
Marketing exposureFull MLS, professional photography, buyer networkNone — private offer onlyLimited to owner's own channels
Effort requiredAgent handles pricing, showings, negotiation, paperworkMinimal — one offer to evaluateSeller handles everything
Best forMaximizing proceeds on an open-market timelineRelocation, inherited property, avoiding showingsSellers with an existing buyer already lined up
$55,000
The median gap between FSBO and agent-assisted sale prices, per NAR's most recent Profile of Home Buyers and Sellers — even before accounting for the listing commission FSBO sellers save.

iBuyer / Cash Offer

Trades sale price for speed and certainty. Service fees run around 5%, and offers reflect a discount for the convenience.

FSBO

Now just 5% of all sales, an all-time low. Works best when the seller already has a buyer lined up — roughly 38% of FSBO sales fit this pattern.

FAQ

Do FSBO sellers really net less money?
Per NAR's most recent Profile of Home Buyers and Sellers, the median FSBO sale price was $380,000 versus $435,000 for agent-assisted sales, a gap of roughly $55,000. Even after subtracting a listing commission, most agent-assisted sellers net more than FSBO sellers.
How much do iBuyers pay compared to market value?
iBuyers typically charge a service fee around 5% of the home's price and prioritize speed and certainty over top dollar. Sellers generally trade some sale price for a faster, more predictable closing with fewer showings.
How common is FSBO in 2026?
FSBO sales hit an all-time low of about 5% of U.S. home sales per NAR's most recent Profile of Home Buyers and Sellers, with 91% of sellers working with a real estate agent — the highest share NAR has recorded.
When does an iBuyer make sense over a traditional listing?
An iBuyer can make sense when speed and certainty matter more than maximizing sale price — for example, a job relocation on a tight timeline, an inherited property needing a fast resolution, or a seller who wants to avoid showings entirely.

Not Sure Which Path Fits Your Situation?

Ray & Kelly Nadeau · Licensed Florida Brokers · 25+ years in real estate, marketing, and distressed property expertise

Ray Nadeau, Licensed Florida Broker BK3344407 · Kelly Nadeau, Licensed Florida Broker BK3344334. Market data approximate and sourced from NAR's most recent Profile of Home Buyers and Sellers; individual results vary by property, condition, and market timing. Certainly Sold does not guarantee a specific sale price or timeline. © 2026 CertainlySold.net | The Nadeau Team.
© 2026 CertainlySold.net | The Nadeau Team
Real Estate Services

Certainly Sold provides real estate brokerage services in the State of Florida. Florida Broker Lic. #BK3344407. Equal Housing Opportunity.

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Mortgage financing services are offered through Equity Smart Home Loans, CA NMLS #856170, DRE #01906808, 1499 Huntington Dr Suite 500, South Pasadena, CA 91030 (Florida license MBR-2341). Ray Nadeau, Mortgage Loan Originator, NMLS #1027617. All loan programs, terms, eligibility and approvals are subject to borrower qualification, property qualification, underwriting guidelines, condominium project requirements, lender requirements, and program availability. Not all borrowers, properties, or condominium projects will qualify. Nothing on this website constitutes a commitment to lend or a guarantee of financing.

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Condo Value & Saleability Review Disclosure

Any property value, condo value, comparative market analysis, or saleability review provided through this website is for informational purposes only and is not an appraisal. No representation or guarantee is made regarding a property's market value, eventual sales price, financing availability, or successful closing.

Ray Nadeau, Licensed Florida Broker BK3344407, NMLS #1027617 · Kelly Nadeau, Licensed Florida Broker BK3344334, NMLS #1027618 · 255 Primera Blvd Suite 160, Lake Mary FL 32746 · NMLS Consumer Access · Market data approximate. © 2026 CertainlySold.net