Ray Nadeau, CertainlySold
CertainlySold · Lake Mary, FL

Ray Nadeau

Licensed Florida Real Estate Broker & Mortgage Loan Originator

Ray Nadeau is a licensed Florida Real Estate Broker (BK3344407) and licensed Mortgage Loan Originator (NMLS #1027617) with 25+ years of Central Florida real estate experience. He leads listing strategy and pricing at CertainlySold, an independent brokerage he co-owns with Kelly Nadeau in Lake Mary, FL.

Broker BK3344407
State of Florida
NMLS #1027617
Mortgage Loan Originator
25+ Years
Central Florida Real Estate
Areas of Focus

What Ray Actually Does

01

Seller Strategy & Pricing

Pricing and marketing strategy built for how homes are actually moving in Lake Mary and Seminole County right now, not a generic formula.

02

Complex & Distressed Sales

Repair-vs-sell decisions, as-is and cash sales, probate and inherited property, and pre-foreclosure situations — handled with a plan, not a script.

03

Financing Perspective

As a licensed Mortgage Loan Originator, Ray evaluates the financing behind an offer, not just the headline price.

"

I don't just tell you what a home is worth. I tell you what the offer behind it is actually worth — because I'm licensed to see both sides of the transaction, not just one.

Ray Nadeau, CertainlySold
Background

25+ years of Results.

Ray has spent 25+ years in Real Estate, building a listing strategy around a simple idea: sellers deserve more than an MLS entry and a for-sale sign. He co-owns CertainlySold with Kelly Nadeau, an independent Florida brokerage built specifically around the fact that both of them are licensed in real estate and lending — a combination that lets them evaluate a deal from both sides of the closing table.

Ray is also a licensed Mortgage Loan Originator (NMLS #1027617) through Equity Smart Home Loans, working alongside Kelly to give CertainlySold sellers a financing-aware read on every offer that comes in.

Client Reviews

What Clients Say About Working With Ray

★★★★★

"Ray has the cutting edge technology, systems, and marketing know-how to get his listings massive exposure — and the systems to follow up and provide the best customer service."

Jacob Scott · Google Review, Aug 2024
★★★★★

"Every interaction was great and he made miracles happen. You are truly appreciated. I highly recommend Ray. It was a great experience."

Michele Morales · Google Review, Aug 2022
★★★★★

"Ray is extremely knowledgeable and professional. Would use again."

Josh Bryan · Google Review, Oct 2022

Ready to talk about your home?

A free, no-obligation conversation with Ray — no pressure either way.

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Part of the Central Florida network: FL Homes Magazine· Smart-N-Loans· Elder Placement Agency· Agency AI Lab

© 2026 CertainlySold.net | The Nadeau Team · Ray Nadeau, Licensed Florida Broker BK3344407, NMLS #1027617 · Kelly Nadeau, Licensed Florida Broker BK3344334, NMLS #1027618 · Kelly and Ray Nadeau are licensed Florida real estate professionals · CertainlySold operates as a DBA of Maker Solutions Inc. · Equal Housing Opportunity · Market data approximate

Mortgage financing referenced on this page is originated through Equity Smart Home Loans, CA NMLS #856170, DRE #01906808, 1499 Huntington Dr Suite 500, South Pasadena, CA 91030 (Florida license MBR-2341). Ray Nadeau, Mortgage Loan Originator, NMLS #1027617. Not a commitment to lend. All loans subject to credit approval, underwriting guidelines, and program availability.

Real estate brokerage services and mortgage financing services are separate services. You are not required to use Equity Smart Home Loans, Ray Nadeau, or any particular lender to buy or sell a home through CertainlySold — you are free to choose any lender or brokerage of your choice.

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