Zillow can show you listings. A local Orlando agent shows you what listings don't tell you. Ray and Kelly Nadeau have 25+ years of real estate experience and in-house mortgage licensing to back every deal.
Real estate agent in Orlando, FL in 2026: Ray and Kelly Nadeau are licensed Florida Brokers (BK3344407, BK3344334) with 25+ years in real estate and in-house mortgage licensing, serving buyers and sellers across Orlando and Seminole County from their Lake Mary office. Certainly Sold handles every property type — single-family homes, condos, townhomes, luxury estates, land and investment property.
By Ray Nadeau · Licensed Florida Broker BK3344407 | Kelly Nadeau · Licensed Florida Broker BK3344334 · Certainly Sold · Last updated: October 21, 2026
National platforms show you photos and asking prices. A local agent gives you context, strategy, and advocacy. Here's what that actually looks like in practice.
Ray and Kelly maintain active relationships inside Heathrow, Alaqua Lakes, and other Lake Mary communities — surfacing pre-market opportunities before they hit Zillow. Many of the best homes never make it to public search.
School zone verification at the parcel level. HOA financial document review. Flood zone confirmation. Permit history pull. These aren't optional extras — they're how you avoid expensive mistakes after closing.
Ray Nadeau (NMLS #1027617) originates loans through Equity Smart Home Loans (CA NMLS #856170) under the Smart-N-Loans brand. Having your real estate agent and mortgage originated by the same licensed team eliminates coordination delays and keeps your transaction on a single timeline from search to close.
Large franchise offices assign you to whichever agent is available. Certainly Sold means you work with Ray and Kelly directly — every showing, every negotiation, every call. 25+ years of real estate experience. Licensed Florida Brokers BK3344407 and BK3344334. NMLS licensed for mortgage.
They operate under Certainly Sold for real estate and Smart-N-Loans for mortgage — one integrated team handles your entire transaction from search to close to financing. No handoffs. No junior agents on your deal.
When you call (407) 544-4704, Ray or Kelly answers.
Talk to Ray & Kelly Today →Ray & Kelly Nadeau — local, licensed, and directly reachable. Licensed Florida Brokers BK3344407 / BK3344334. (407) 544-4704
Ray & Kelly Nadeau — local, licensed, and directly reachable. In-house mortgage. Direct broker on every transaction.
(407) 544-4704 — Call or Text →Certainly Sold provides real estate brokerage services in the State of Florida. Florida Broker Lic. #BK3344407. Equal Housing Opportunity.
Mortgage financing services are offered through Equity Smart Home Loans, CA NMLS #856170, DRE #01906808, 1499 Huntington Dr Suite 500, South Pasadena, CA 91030 (Florida license MBR-2341). Ray Nadeau, Mortgage Loan Originator, NMLS #1027617. All loan programs, terms, eligibility and approvals are subject to borrower qualification, property qualification, underwriting guidelines, condominium project requirements, lender requirements, and program availability. Not all borrowers, properties, or condominium projects will qualify. Nothing on this website constitutes a commitment to lend or a guarantee of financing.
Real estate brokerage services and mortgage financing services are separate services. Consumers are not required to use Equity Smart Home Loans or any particular mortgage lender as a condition of listing, selling, purchasing, or otherwise using Certainly Sold's real estate brokerage services. Consumers are free to choose the lender and other settlement service providers of their choice.
Condominium financing availability may depend on borrower qualifications, property characteristics, condominium project eligibility, association financials, insurance coverage, reserves, special assessments, litigation, occupancy, and individual lender/program requirements. References to alternative or specialized financing options do not mean every borrower, property, or condominium project will qualify.
Any property value, condo value, comparative market analysis, or saleability review provided through this website is for informational purposes only and is not an appraisal. No representation or guarantee is made regarding a property's market value, eventual sales price, financing availability, or successful closing.