Ray and Kelly Nadeau. 25+ years in real estate and mortgage. Heathrow locals with deep Seminole County market knowledge and a marketing system built to get your luxury home sold — for what it's worth.
Get Your Free Home Valuation →Or call: (407) 544-4704
We don't inflate numbers to win your listing. We give you the real market picture, price it right from day one, and capture buyer attention during the critical first-week window.
Your home gets professional photography, MLS exposure, and digital marketing designed to reach active buyers — including the large pool of out-of-state relocators moving to Central Florida right now.
Ray and Kelly are also licensed mortgage originators. That means fewer surprises, better buyer qualification screening, and the ability to advise on your next purchase at the same time.
Listing with Certainly Sold means Ray and Kelly handle everything. You get direct access to both agents from first call to closing — not a team of assistants or a revolving door.
We live in Lake Mary, right next to Heathrow. We know this gated community's guard-gated sections and how buyers evaluate it against Alaqua Lakes and Markham Woods — that local depth shows up in how we price your home and how we talk to buyers about it.
Call (407) 544-4704Most agents list your home. We market it — and we live in the neighborhoods we sell.Ray & Kelly Nadeau, Certainly Sold
We serve sellers and buyers across Seminole County and Central Florida. We know these neighborhoods — not just the zip codes.
Ray & Kelly Nadeau · Equity Smart Home Loans · Not a commitment to lend.
Apply at Smart-N-Loans.com →Ray and Kelly are dual-licensed in real estate and mortgage — which means they can advise on the full financial picture, not just the sale. They live in Lake Mary, work in Seminole County every day, and handle your listing personally from pricing through closing. No handoffs, no assistants managing your biggest asset.
We pull recent closed sales specific to your neighborhood, compare active competition, and factor in your home's condition and features. The goal is a price that creates buyer urgency in the first two weeks — not one that makes you sit and reduce. We give you the real number, not a flattering one.
A well-priced, well-presented home in Heathrow can go under contract in days to a couple of weeks. Closing after an accepted offer is typically 30–45 days for financed buyers, faster for cash. The single biggest variable is pricing — overpriced homes sit.
Yes. Ray and Kelly work with buyers across Lake Mary and Seminole County. And since they're also licensed mortgage originators, they can help you get pre-approved through Smart-N-Loans at the same time — one team, both sides of the transaction.
Lake Mary, Heathrow, Longwood, Sanford, Oviedo, Winter Springs, Casselberry, Altamonte Springs, and the broader Seminole County and Central Florida area.
The full Certainly Sold listing process from valuation to closing.
Timeline, strategy, and what drives a fast sale vs. a slow one.
The four reasons — price, insurability, condition, marketing.
Conventional, jumbo, FHA, VA, DSCR, and HECM reverse mortgage.
Active listings and neighborhood guides for Seminole County.
Central Florida real estate lifestyle and market coverage.
CertainlySold provides real estate brokerage services in the State of Florida. Florida Broker Lic. #BK3344407. Equal Housing Opportunity.
Mortgage financing services are offered through Equity Smart Home Loans, CA NMLS #856170, DRE #01906808, 1499 Huntington Dr Suite 500, South Pasadena, CA 91030 (Florida license MBR-2341). Ray Nadeau, Mortgage Loan Originator, NMLS #1027617. All loan programs, terms, eligibility and approvals are subject to borrower qualification, property qualification, underwriting guidelines, condominium project requirements, lender requirements, and program availability. Not all borrowers, properties, or condominium projects will qualify. Nothing on this website constitutes a commitment to lend or a guarantee of financing.
Real estate brokerage services and mortgage financing services are separate services. Consumers are not required to use Equity Smart Home Loans or any particular mortgage lender as a condition of listing, selling, purchasing, or otherwise using CertainlySold's real estate brokerage services. Consumers are free to choose the lender and other settlement service providers of their choice.
Condominium financing availability may depend on borrower qualifications, property characteristics, condominium project eligibility, association financials, insurance coverage, reserves, special assessments, litigation, occupancy, and individual lender/program requirements. References to alternative or specialized financing options do not mean every borrower, property, or condominium project will qualify.
Any property value, condo value, comparative market analysis, or saleability review provided through this website is for informational purposes only and is not an appraisal. No representation or guarantee is made regarding a property's market value, eventual sales price, financing availability, or successful closing.