Ray and Kelly Nadeau. 25+ years in real estate and mortgage. Local market knowledge. A marketing system built to get your home sold — fast and for what it's worth.
Get Your Free Home Valuation →Or call: (407) 544-4704
We don't inflate numbers to win your listing. We give you the real market picture, price it right from day one, and capture buyer attention during the critical first-week window.
Your home gets professional photography, MLS exposure, and digital marketing designed to reach active buyers — including the large pool of out-of-state relocators moving to Central Florida right now.
Ray and Kelly are also licensed mortgage originators. That means fewer surprises, better buyer qualification screening, and the ability to advise on your next purchase at the same time.
Listing with Certainly Sold means Ray and Kelly handle everything. You get direct access to both agents from first call to closing — not a team of assistants or a revolving door.
We live in Lake Mary. We know Heathrow from Timacuan, Markham Woods from Alaqua Lakes. That local depth shows up in how we price your home and how we talk to buyers about it.
Call (407) 544-4704We serve sellers and buyers across Seminole County and Central Florida. We know these neighborhoods — not just the zip codes.
Ray & Kelly Nadeau · Equity Smart Home Loans · Not a commitment to lend.
Apply at Smart-N-Loans.com →Ray and Kelly hold both a Florida real estate broker license and a mortgage loan originator license. On most transactions those are two separate people who never talk to each other until there's a problem. Here, financing strength gets checked on every offer before it's accepted — not after an inspection or appraisal surfaces an issue.
Personally, both of them. There's no team of assistants fielding your calls. Ray is broker of record on every transaction he takes, and you have a direct line to whichever of them is working your file.
A well-priced home in a strong Lake Mary community can go under contract within one to two weeks. Closing typically runs 30–45 days for financed buyers, faster for cash — but pricing and presentation drive that timeline more than the calendar does.
Yes — full buyer representation, plus in-house pre-approval through Smart-N-Loans so you're not coordinating between two separate people to get an offer submitted.
Lake Mary, Heathrow, Longwood, Sanford, Oviedo, Winter Springs, and the rest of Seminole County — we live here, not just serve the zip code.
The full Certainly Sold listing process from valuation to closing.
Timeline, strategy, and what drives a fast sale vs. a slow one.
The four reasons — price, insurability, condition, marketing.
Conventional, jumbo, FHA, VA, DSCR, and HECM reverse mortgage.
Active listings and neighborhood guides for Seminole County.
Central Florida real estate lifestyle and market coverage.
REAL ESTATE SERVICES — Certainly Sold provides real estate brokerage services in the State of Florida. Florida Broker Lic. #BK3344407. Equal Housing Opportunity.
MORTGAGE SERVICES — Mortgage financing services are offered through Equity Smart Home Loans, CA NMLS #856170, DRE #01906808, 1499 Huntington Dr Suite 500, South Pasadena, CA 91030 (Florida license MBR-2341). Ray Nadeau, Mortgage Loan Originator, NMLS #1027617. All loan programs, terms, eligibility and approvals are subject to borrower qualification, property qualification, underwriting guidelines, lender requirements, and program availability. Not all borrowers or properties will qualify. Nothing on this website constitutes a commitment to lend or a guarantee of financing.
REAL ESTATE & MORTGAGE SERVICES DISCLOSURE — Real estate brokerage services and mortgage financing services are separate services. Consumers are not required to use Equity Smart Home Loans or any particular mortgage lender as a condition of listing, selling, purchasing, or otherwise using Certainly Sold's real estate brokerage services. Consumers are free to choose the lender and other settlement service providers of their choice.
Ray Nadeau, Licensed Florida Real Estate Broker BK3344407 · NMLS #1027617 · Kelly Nadeau, Licensed Florida Broker BK3344334 · NMLS #1027618 · 255 Primera Blvd Suite 160, Lake Mary FL 32746 · NMLS Consumer Access · Market data approximate. © 2026 CertainlySold.net